How to Build a Strong Credit Score from Scratch

New to credit and unsure where to start? You can build strong credit with a few simple steps.

Begin with a Secured Credit Card

A secured credit card can be your best friend. Use it responsibly, keep balances low, and pay on time.

Learn the Major Credit Score Influencers

Payment history and credit utilization are two key credit factors. Aim to pay off your balance in full whenever possible.

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